Welcome to AIR’s McAnally Portal to benefits and services available to all AIR members via our partnership with Fractured Atlas.
This portal to new services is dedicated to AIR veteran Kathy McAnally, an award-winning producer based in San Francisco who died in 2006. Kathy was without health insurance when she became ill and did not pursue medical treatment that might have saved or prolonged her life.
Kathy is known to many in public radio as a teacher, mentor, and acclaimed producer whose affiliations included KQED, KCBS, KPFA, California Public Radio, NPR, and the University of California J-School. As a woman, she was a pioneer in reporting on professional and collegiate sports. Kathy embodied the best qualities of an independent journalist — forever curious, a rigorous reporter, and possessing both a generous spirit of camaraderie and a strong-willed determination that underscored her enduring career.
AIR relies on dues and outside funding to maintain the core services it provides to its 780+ member network. We would be grateful for your financial contribution, which will go directly to supporting media-makers from across the US and the world.
Please join us in our efforts to build a vibrant and forward moving 21st century media culture:
Make a contribution to AIR online.
If you have specific questions about what benefits may be available to you, please contact Fractured Atlas at firstname.lastname@example.org or (888) 692-7878.
We are interested in hearing your feedback about these new benefits and the services provided by Fractured Atlas. Send us an email at benefits@AIRmedia.org.
Questions? Send us an email.
Details on the range of services, including a link to an online application, follow.
First step: Become an Associate Member
As a member of Fractured Atlas’ Open Arts Network, AIR members are eligible for a free Associate Membership, which brings a range of benefits and services tailored to freelance workers. If you are already a member of AIR, go to the AIR site at Fractured Atlas and fill out the online Associate Membership application. You’re on your way!
ASSOCIATE MEMBER SERVICES
As an Associate Member of Fractured Atlas, you have access to the following services:
Through multiple highly rated carriers, Fractured Atlas offers AIRsters access to high-quality, low-cost liability coverage for: annual general liability, studio rental (for visual artists), events (a requirement for many artistic events), film production and equipment, public art installations (covering fabrication/installation, as well as providing coverage for the artwork itself), independent theater designers and technicians, teaching artists, craft artists, director’s and officer’s insurance (which can also include employment practices insurance), errors and omissions, volunteer accident, and workers' compensation.
When you join Fractured Atlas, you will be asked to select a username and password for the website. When you are ready to explore Liability Insurance options, point your browser to the AIR site at Fractured Atlas and login. Next, you’ll click on Insurance in the Programs & Services menu, and scroll down to Radio and Television Producers. This will take you to a page where you’ll find the range of liability insurance options available to you, as well as application forms to get started.
Understanding it and getting insured is a critical challenge for many AIRsters. Fractured Atlas works to provide guidance on navigating the best options available. This includes featuring quality health insurance plan options available through highly rated insurance companies. All of the information about first-choice recommended plans and eligibility requirements are provided on a state-by-state basis.
When you join Fractured Atlas, you will be asked to select a username and password for the website. When you are ready to enroll in a health care plan, just point your browser to AIR site at Fractured Atlas and log in. Scroll down to Insurance on the drop-down menu under the Programs & Services, and select Health / Coverage Options. This will take you to a page where you’ll find a drop-down menu of U.S. states. Pick your state to bring up the best options available to you. You’ll get information, and you'll also be able to enroll in a plan directly online. In addition to the plans listed, Fractured Atlas expects to add new plans over time, so please keep checking back if you can’t find something suitable.
FISCAL SPONSORSHIP (available only to Full Members of Fractured Atlas):
This is a financial and legal system by which a legally recognized 501(c)(3) public charity (such as Fractured Atlas) provides the means for independent artists or groups to apply for grants or receive tax-deductible contributions. Fractured Atlas has the largest arts fiscal sponsorship program in the country. As an AIR member, you receive a free Associate Membership to Fractured Atlas. In order to apply to Fractured Atlas’ fiscal sponsorship program, you must first upgrade to a Full Membership. AIR members receive a discounted rate on Full Memberships. For more information about Fiscal Sponsorship, go here. To upgrade from Associate to Full Membership, contact Erin Mishkin (email@example.com) for details.
Fractured U. presents online courses developed by industry professionals that can help with fundraising, marketing, budgeting, developing producing strategies, and other DIY aspects of the media arts and creative industries.
SPECIAL OFFERS AND DISCOUNTS:
Discounts to both businesses and arts organizations are available to members.
O & P VISA LETTERS OF CONSULTATION:
AIR's overseas producers benefit from consultation and support for visa applications.
A WORD ABOUT HEALTH INSURANCE:
Under current federal and state laws, it is basically impossible for groups like the National Writers Union, AIR, or other large collectives of freelancers to secure a national guaranteed issued group health insurance plan. Many group collectives (like the National Writers Union, for example) have tried but failed to qualify to be able to offer group plans due to eligibility constraints do so (under existing insurance regulations).
With that said, Fractured Atlas has developed an expertise in navigating the system and figuring out what the best options are for independent freelancers on the individual market. In 26 states, Fractured Atlas recommends 3 of the best plans Aetna has to offer out of its total roster of options for individuals. Fractured Atlas has chosen to feature Aetna due to being an A rated insurance company, overall quality performance, and the size of its nationwide network of healthcare providers. The plans provided by Aetna are individual plans, not group plans. However, Fractured Atlas works to serve as valuable resource in providing general guidance, support, and advice to artists who are new to shopping for health insurance.
Also, in NY, where AIR has its highest concentration of members, self-employed individuals can be considered to be a group of one. This is due to a unique aspect of the NY State insurance law that is specifically applicable to sole proprietors. As such, sole proprietors can access group coverage as one person. Fractured Atlas provides access to two high deductible catastrophic plan options that qualifying AIR members living in New York State can join.
Furthermore, Fractured Atlas keeps an eye on what changes the new health care legislation will bring as it is rolled out over time. AIR does not maintain this level of expertise and support for health insurance options state-by-state across the US. We feel it is beneficial for members to have this expertise available to them.
THE 411 FROM FRACTURED ATLAS
Fractured Atlas is a nonprofit organization that serves a national community of media makers, artists and organizations. Our programs and services facilitate the creation of art and media by offering vital support to the makers who produce it. We help individuals and organizations function more effectively by providing access to funding, health care, education, and more, all in a context that honors their individuality and independent spirit. By nurturing today's talented but underrepresented voices, we hope to foster a dynamic and diverse cultural landscape of tomorrow.
Fractured Atlas is not an insurance company. If you enroll in a health insurance plan or purchase liability insurance, your premiums will go to the insurance company in question, and they will be responsible for paying your claims. Fractured Atlas is also not a union, nor a producer, agent, manager, etc.
Fractured Atlas, a 501(c)(3) charitable organization, is only partially funded through membership fees. Critical additional support is or has been provided by the National Endowment for the Arts, the New York State Council for the Arts, local and family foundations, and scores of individual donors from across the country.
Already signed up? Go here to link directly to AIR’s Fractured Atlas site.